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Advocacy With Purpose. Education That Empowers.
At NFDA, we help individuals make sense of complex information, organize their concerns, and make their voices heard. Through personalized administrative support and practical education, we help you ask informed questions, communicate clearly, and participate confidently in decisions that affect your household.
KNOW YOUR RIGHTS
For a while, federal courts have used legal theories based on statutes and common law to establish lender liability. Additionally, appellate courts have created other theories, which borrowers use to challenge secured lenders. Together, these theories form the primary basis for borrower lawsuits vs. lenders.
Lender Liability For Predatory Lending
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Lender Liability In Loan Origination
Lender Liability During Foreclosure
Lender Liability In Loan Workouts
Lender Liability After Foreclosure
Lender Liability In Loan Administration
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FORECLOSURE TIMELINE
Day 1
Day 90
Day 180
Day 201+
Day 1 starts when you miss your first payment to your lender.
Your lender files a Notice of Default with the court announcing how much you are behind
Day 200
Once you’ve received a Notice of Default, you have 3 months in which to attempt to bring the entire past due amount current.
If the correct measures aren't taken, your home will be auctioned at the courthouse to the highest bidder.
If there was any profit in equity made as the homeowner you have rights to some of that money and a chance to recover your home.
WE WORK WITH EVERY LENDER
In view of our extensive interactions with a majority of lenders over time, choosing The NFDA as your partner affords you with the opportunity to harness the advantages of our vast network, lender proficiency, specialized escalation techniques, and demonstrated methodologies.
Our matchless combination of associations, experience, and results cannot be easily duplicated. The following is a non-exhaustive list of the lenders with whom we have forged enduring connections.
Accubanc
Aegis
American Advisors
American Brokers
American Mortgage
American Savings
America's Wholesale
Ameriquest
Argent
Bank of America
Beneficial
BNC
Cal Fed
Carrington
Chase
Clearwater
Countrywide
Downey Savings
Encore
Equifirst
Essex
Fieldstone
Financial Freedom
First Capital
First Magnus
Flagstar
Fremont Investment
First Franklin
First Magnus
Fremont
Full Spectrum
Great Western
Greenpoint
Home Capital
Homecomings
Household Finance
iMortgage
Impac
Indymac
IRes
JP Morgan
JMAC
Lehman Brothers
Liverty
Live Well Financial
Loan Care
Loan Depot
Logix
Long Beach Mortgage
Metlife
Motive
Mr. Cooper
National City Mortgage
Nations Direct
New Century
Norwest
Ocwen
Ohio Savings
Option One
Ownit Mortgage
Pacific Union Financial
Paramount Residential
PHH Mortgage
PMAC Lending
PMC Bancorp
PNC
Provident Funding
Quality Mortgage
Quicken
Quick Loan Funding
Royal Credit
Seattle Mortgage
Security National
Select Portfolio Servicing
Shellpoint
Sierra Pacific
Stearns Lending
Sunwest Mortgage
Taylor, Bean, & Whitaker
TLP
Trust One
Union FSB
United Financial Mortage
US Bank
Wachovia
Washington Mutual
Wells Fargo
Wescom
Wilmington
WMC Mortgage
World Savings
Advocacy Built Around Your Voice
At NFDA, advocacy begins with listening. We help individuals organize their concerns, gather relevant information, and communicate their questions clearly. Through administrative support, record organization, research, and follow-up communications, we help our members participate more confidently in matters affecting their households.
Education That Empowers You
We believe people deserve information they can understand. Our educational services explain unfamiliar terminology, general procedures, and the roles of different professionals in clear, everyday language. We help members build their understanding, prepare thoughtful questions, and recognize when a matter requires the attention of a qualified professional.
Bringing Clarity to Your Records
A clear understanding begins with organized information. NFDA helps members arrange documents, develop factual timelines, and summarize correspondence. This support makes information easier to navigate, helps members identify unanswered questions, and prepares them for more productive conversations with the professionals they choose.
Your Participation Matters
Our approach encourages members to remain informed, involved, and in control of their decisions. We provide educational and administrative support that helps people express their concerns and participate in important conversations. When specialized advice is needed, we can help coordinate communication with independently selected professionals.
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“The bank told us to take the covid 19 forbearance assistance and they would modify our loan. Instead they placed us in foreclosure. The NFDA helped us get through these tough times.
Alexa Young, CA
Free Consultation
We are ready to answer any question, stop your sale date and create a bulletproof Loss Mitigation Plan to permanently resolve your foreclosure issue. Thank you for trusting us in these times of uncertainty.
(949) 484-9849